4 Best Short-Term Investments For 5 Years Or Less


Most of us believe that investing should be for long-term goals. But there are many reasons for short-term investments depending on your financial goals.

Inflation is a killer of cash. Hence even money needed for the short-term should be invested. In everyone’s portfolio, there should be both short-term investments and long-term investments.

Best Short-Term Investments


There is practically no risk of losing money in savings accounts. Savings accounts opened at a bank or a brokerage account are insured by the Federal Deposit Insurance Corporation (FDIC) from theft, fraud, or if the financial institution goes bankrupt.

Savings Account

They can pay more for a high-yield savings account because online banks do not have as high an overheard as regular brick-and-mortar banks do. But they do offer the same FDIC protections as traditional banks do.

High Yield Savings Account

Cash management accounts help people manage their money while earning interest. The best advantage of a cash management account is that it allows customers to do their banking and investing without switching between different accounts.

Cash Management Account

A money market account is like a savings account that could also have check-writing and debit card options. Unlike regular checking accounts, some money market accounts limit the number of checks you can write in a certain period.

Money Market Accounts

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