I Bonds: Are Series I Savings Bonds Worth Buying?

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I Bonds, also known as Series I Bonds, are non-marketable savings bonds issued by the U.S. Department of Treasury primarily for individuals to purchase and invest in.

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I Bonds work as variable interest rate Certificates of Deposit (CD) with a maturity of more than a year issued by the U.S. Treasury.

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You earn money from two interest rates when you buy an I bond 1. A fixed-rate that will never change for as long as you hold the Bond.

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The fixed-rate and the inflation rate are added together to give you the composite rate. The current fixed rate is 0% which will remain constant over the life of the I bond.

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Why Invest In I Bonds

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Smaller lots

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The interest on I bonds is not subject to state or local income taxes. Only estate or inheritance taxes might be applicable.

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Swipe Up for more about I Bonds: Are Series I Savings Bonds Worth Buying?

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I Bonds: Are Series I Savings Bonds Worth Buying?

I Bonds, also known as Series I Bonds, are non-marketable savings bonds issued by the U.S. Department of Treasury primarily for individuals to purchase and invest in.

I Bonds work as variable interest rate Certificates of Deposit (CD) with a maturity of more than a year issued by the U.S. Treasury.

You earn money from two interest rates when you buy an I bond 1. A fixed-rate that will never change for as long as you hold the Bond.

How Much Will I Earn If I Invest In I Bonds?

The fixed-rate and the inflation rate are added together to give you the composite rate. The current fixed rate is 0% which will remain constant over the life of the I bond.

Why Invest In I Bonds

No risk I Bonds have relatively low default risk, and I Bonds are also backed by the U.S. government that is considered highly unlikely to default on I Bond holders.

Smaller lots

I Bonds can be bought with an initial investment of as little as $25. I Bonds come in various denominations up to $10,000.

The interest on I bonds is not subject to state or local income taxes. Only estate or inheritance taxes might be applicable.

How Are I Bonds Taxed?

Swipe Up for more about I Bonds: Are Series I Savings Bonds Worth Buying?

Swipe Up for more about I Bonds: Are Series I Savings Bonds Worth Buying?

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