SAVING VS. INVESTING: WHAT IS THE DIFFERENCE, AND WHICH IS BETTER?

People are often unsure about what to do with their money. They know they need to save for the future but are unsure if they should invest or put their money in a savings account.

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Similarities Between Saving and Investing

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Differences Between Saving and Investing

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Savings is the cash a person puts into a bank or a similar financial institution. That is safe from loss because it is insured by the Federal Deposit Insurance Corporation (FDIC).

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What Is Investing?

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Everyone has a different financial situation, and a person’s investment objectives will dictate how much capital should go towards savings and how much towards investment.

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SAVING VS. INVESTING: WHAT IS THE DIFFERENCE, AND WHICH IS BETTER?

People are often unsure about what to do with their money. They know they need to save for the future but are unsure if they should invest or put their money in a savings account.

Similarities Between Saving and Investing

Both savings and investments help you accumulate money for use in the future.

Differences Between Saving and Investing

Saving results in a lower return but comes with little to no risk. In contrast, investing enables you to earn a greater return.

Savings is the cash a person puts into a bank or a similar financial institution. That is safe from loss because it is insured by the Federal Deposit Insurance Corporation (FDIC).

What Is Saving?

What Is Investing?

Multiple options are available, from stocks and bonds to real estate and collectibles. Each has risks and rewards, so you must do your homework before making any decisions.

Everyone has a different financial situation, and a person’s investment objectives will dictate how much capital should go towards savings and how much towards investment.

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