How Does Coast FIRE Differ From Traditional FIRE?The goal of traditional FIRE is to allow you to achieve financial freedom as early as possible. According to the basic principles of the 4 percent safe withdrawal rate rule of retirement, you can achieve financial independence based on your nest egg.
Coast FIRE is a slight offshoot of traditional FIRE. It involves a massive acceleration of your retirement contributions. In Coast Fire, you frontload your retirement contributions into 10-15 years of savings. From there, you can stop adding to your retirement account.
The main difference between traditional FIRE and Coast FIRE is how long you make the contributions. Under traditional FIRE, you make as many contributions to your retirement account as possible until you reach the age you can retire at an early age.