1. If your existing asset allocation is only stocks and bonds, real estate crowdfunding provides the necessary diversification by adding a real estate asset class to your portfolio.
It provides a hands-off method for investors to gain exposure to real estate without needing to be involved with the real estate project on a day-to-day basis.
Earned income exceeding $200,000 (or $300,000 together with a spouse) in each of the prior two years, and reasonably expects the same for the current year
If you have more than $50,000 in your bond portfolio, you need to look at asset backed securities. While there are several asset-backed securities such as art, legal paper, business loans, etc.