Often individuals wonder how to invest in real estate with little or no money. Lack of money also results in a dilemma between investing in real estate vs. 401K.
20 Ways To Invest In Real Estate With Little Or No Money
Master Lease
Using a master lease, you can operate an Airbnb without owning a house. Most landlords prefer long term rentals since they do not want to deal with Airbnb guests.
The house hacking and Airbnb options are excellent, but you lose your privacy with strangers in your house. If you prefer privacy, buying a duplex with an FHA loan might be a better option.
Home Equity Line Of Credit (HELOC)
A home equity line of credit (HELOC) is a line of credit secured by the equity in your primary residence. You can use the HELOC funds for home improvement.
With seller financing, you have the seller act as a bank. This approach’s advantage is that you have a lot of flexibility with the loan duration, interest rate, and payment terms, which can help you invest in real estate with little or no money.
Seller financing is an excellent example of using other people’s money for creative financing.
The seller’s benefit is that they no longer have the headache of managing the investment properties.