How To Get A Mortgage Refinance Without A Job

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The general rule with respect to home mortgage is to always refinance when interest rates drop

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Can You Refinance While On Unemployment?

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In most cases, you cannot refinance your house if you are unemployed. For tax purposes, unemployment income is counted as wages.

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As long as you have a family member willing to co-sign; this should be a fairly easy method to refinance.

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FHA Streamline Refinancing

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The FHA streamline refinance is ideal for homeowners with an FHA loan currently; and want to reduce their payment.

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The FHA streamline does not need income verification. You may be required to prove you are still working, but the income from that job need not be verified.

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How To Get A Mortgage Refinance Without A Job

The general rule with respect to home mortgage is to always refinance when interest rates drop

Can You Refinance While On Unemployment?

In most cases, you cannot refinance your house if you are unemployed. For tax purposes, unemployment income is counted as wages.

As long as you have a family member willing to co-sign; this should be a fairly easy method to refinance.

Family member To Co-sign

FHA Streamline Refinancing

The FHA streamline refinance is ideal for homeowners with an FHA loan currently; and want to reduce their payment.

The FHA streamline does not need income verification. You may be required to prove you are still working, but the income from that job need not be verified.

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