How To Get A Mortgage Refinance Without A Job

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The general rule with respect to home mortgage is to always refinance when interest rates drop.

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But can you get a mortgage refinance without a job and if yes, how difficult is the process?

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Low mortgage rates combined with high unemployment has led to a peculiar situation.

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A seasonal worker, can document that they received jobless payments consistently for at least two years and be considered for a mortgage.

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Family member To Co-sign As long as you have a family member willing to co-sign; this should be a fairly easy method to refinance.

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Main challenge is having a co-signer agree. Because they would be responsible for the mortgage in case of non-payments.

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The FHA streamline refinance is ideal for homeowners with an FHA loan currently; and want to reduce their payment.

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How To Get A Mortgage Refinance Without A Job

The general rule with respect to home mortgage is to always refinance when interest rates drop.

But can you get a mortgage refinance without a job and if yes, how difficult is the process?

Low mortgage rates combined with high unemployment has led to a peculiar situation.

A seasonal worker, can document that they received jobless payments consistently for at least two years and be considered for a mortgage.

Can You Refinance While On Unemployment?

Family member To Co-sign As long as you have a family member willing to co-sign; this should be a fairly easy method to refinance.

Main challenge is having a co-signer agree. Because they would be responsible for the mortgage in case of non-payments.

The FHA streamline refinance is ideal for homeowners with an FHA loan currently; and want to reduce their payment.

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