Retirement Is Overrated: 10 Reasons Not To Retire

You might be thinking that retirement sounds excellent – but what if you can’t afford it?

What if an unforeseen catastrophe occurs and you need money?

The reality is that so many people are retiring later in life because they don’t have enough saved up or can’t afford to take the risk of quitting their job before they know how much money they’ll need each month.

Some people obsessed with retirement live their lives around a future day, putting off living in the present till then.

Why Is Retirement Overrated?

Action Steps: As with everything in life, moderation is the key. Examine your current spending. I use Personal Capital, a free tool, which automatically creates a budget for me based on my everyday spending.

Retirement doesn’t come around every year; it’s something we look forward to once we’ve reached a certain age and retired from our full-time jobs.

It’s easy to assume that we’ll stay young and healthy forever – but unfortunately, this isn’t always the case.

Action Steps: Start saving up for an emergency fund now! It will help give your future self-peace of mind.

While working can often be stressful and cause health complications, one must also be mindful of the effects of retirement.

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