If you have been dreaming of Financial Freedom in a high cost of living area; you have come to the right place. This website is dedicated to helping you think differently about your financial challenges and how to live your best life. 

We will talk about a myriad of topics related to increasing income while thriving in a high cost of living location, investment options outside of stocks, bonds and real estate, life optimization strategies, protection against disaster, travel and anything related to smart financial planning. The goal is to live an abundant and purposeful life; not constrained by financial challenges.

I came from a third world country to the US with only $1,000 not knowing anyone; guided only by an immigrant dream. It was definitely challenging to not just survive; but also thrive in one of the most expensive parts of the world. Accumulated a net worth of $2.3M in 12 years to be financially independent; while continuing to enjoy each day.

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Radical Personal Finance: Podcast 668-An Immigrant Success Story: Broke to Financially Independent in 12 Years

Millionaires Unveiled: Podcast 124: Net Worth of 2.3M – Immigrant Who Came to the U.S. with Only $1,000 

Boat2Riches: $2M Net Worth after moving to the U.S. with $1K


Forbes: Here’s How This Immigrant Hacked His Career To Grow His Net Worth From $1,000 To Nearing Early Retirement

CNBC: How I came to the U.S. with $1,000 and built a net worth of $2.3 million

Stessa: The “High Rent” City Exodus: A Pivot Guide for Real Estate Investors

MSN Money: How I came to the U.S. with $1,000 and built a net worth of $2.3 million

Acorns Grow: How I came to the U.S. with $1,000 and built a net worth of $2.3 million

Forbes: Here’s How Extreme Early Retirees Set Financial New Year’s Resolutions

The Ladders: How to use your body language to communicate while wearing a mask

MSN Money: 22 little things that can add up to big savings

MSN News: 37 household hacks that will change your life

The Ladders: 28 tricks proven to boost your intelligence and make you smarter

ESI Money: Millionaire Interview 209

1500 Days: 10 Questions With Financial Freedom Countdown

Your Money Geek: Financial Black Belt Interview – John from Financial Freedom Countdown

Physician on FIRE: Christopher Guest Post: Financial Freedom Countdown

Financially Alert: Finding FI Interview #31: How John Accelerated his Countdown to FI

GenY Finance Guy: Chasing FIRE Interview #9 – John from Financial Freedom Countdown

Grokking Money: Immigrant Finances #5: Financial Freedom Countdown

Daylight: Money Stories – John (Financial Freedom Countdown)

I Like to Dabble: 12 Bloggers Share Their Different Income Streams & How to Build Them

Tim Thomas: What to do With 100k: The Experts’ View


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Financial Freedom Countdown
The logo of Financial Freedom Countdown embodies wings to represent freedom from financial challenges and an hour glass for the pivotal moment when this would be a reality.

Why I decided to start this blog

Even with high incomes; I noticed many of my coworkers and friends stressed out about work, finances and emergencies. Earning money is one aspect; but effectively deploying capital so it works for you is the more tricky part.

Starting this blog was inspired by a distinct memory in my working career. My VP who is in her 70s one day mentioned that her sister was not keeping well. I naturally assumed she would visit and asked about her travel plans. However, she did not want to take time off given that we had a huge product launch coming up.

Two weeks later, when we were in a meeting; she received a phone call. Her sister had passed away:(

The fact that although she was a VP, earning at least 3X more than me; and yet was a “wage slave” hit me like a tidal wave.

The goal for all of us should be that you are no longer trading time for money.

Financial Freedom lets you take back control of your life. Click To Tweet

As I share my own experiences, I hope we can learn from each of our failures and success. I firmly believe while each of our paths would be unique based on our own financial situation; we all share the same goal of living our best lives along this journey.

Your financial goals could include taking any or all of the following financial steps – being debt free, building up cash flow for living expenses, accumulating assets, estate planning, retirement planning.

If this sounds interesting to you; please sign up for my free newsletter. I’ll email you with the latest articles as soon as it is published.

Learn from my mistakes. Use the lessons to accelerate your own Financial Freedom Countdown.

Yes! I want to start my Financial Freedom Countdown

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