15 VS. 30-YEAR MORTGAGE: HOW TO DETERMINE WHICH IS BETTER?
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One of the most important decisions when buying a home is getting a 15 vs. 30-year mortgage.
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We will discuss the differences between these two mortgage options and some of the factors you should consider.
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How Does a Mortgage Work?
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If you qualify, you can take on a loan from a bank. That loan principal and the interest on the loan is the mortgage.
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- Fixed-Rate Mortgages - Adjustable Rate Mortgages
Types of Mortgages
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The most significant difference between a 15 vs. 30-year mortgage is that the 15-year mortgages generally have lower interest rates and higher monthly payments.
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